1. Definitions
In these Terms and Conditions, the following definitions apply unless the context requires otherwise:
- "me77," "we," "us," or "the Platform" means the online gaming platform operated at me77.lat, its associated subdomains, and all related services.
- "Player," "you," or "User" means any individual who accesses, registers on, or uses any part of the me77 platform.
- "Account" means the registered player account held by an individual on the me77 platform.
- "Real Money Balance" means the funded amount held in a player's me77 wallet, deposited via supported payment methods and withdrawable subject to these Terms.
- "Bonus Balance" means promotional credits, free bets, or free spin equivalents credited to a player's account subject to wagering requirements.
- "Games" means any gambling product available on the me77 platform, including slots, live casino table games, bingo, keno, fishing games, and any other wagering products offered from time to time.
- "KYC" means Know Your Customer — the identity and document verification process required under PAGCOR compliance obligations and applicable Philippine anti-money laundering regulations.
- "PAGCOR" means the Philippine Amusement and Gaming Corporation, the regulatory authority under which me77 operates.
- "AML" means Anti-Money Laundering, including obligations under Republic Act No. 9160 (Anti-Money Laundering Act) and its amendments.
- "Prohibited Jurisdiction" means any country or territory from which access to real-money gaming services is restricted under local law or me77's operational policies.
2. Acceptance of Terms
By registering an account on me77 or by accessing any part of the me77 platform, you acknowledge that you have read these Terms and Conditions in full, that you understand them, and that you agree to be legally bound by them. These Terms are effective from the moment you create an account or access any me77 service.
These Terms apply in addition to any game-specific rules, bonus terms, or promotional conditions that may be published on the me77 platform from time to time. In the event of any inconsistency between these Terms and any specific game or promotion rules, these Terms shall prevail unless the specific rules expressly state otherwise.
me77 reserves the right to amend these Terms at any time. Continued use of the platform after the publication of updated Terms constitutes acceptance of those changes. Players are encouraged to review these Terms periodically.
3. Eligibility & Age Verification
To be eligible to hold a me77 account and participate in real-money games, you must:
- Be at least 21 years of age at the time of registration and at all times thereafter;
- Be physically located within a jurisdiction where access to online gaming through me77 is lawful;
- Not be a resident of or physically located in a Prohibited Jurisdiction;
- Not be a current employee, officer, director, contractor, or immediate family member of an employee of me77 or any affiliated company;
- Not be subject to a self-exclusion order, either voluntarily through your me77 account settings or through a third-party or regulatory exclusion programme;
- Have the legal capacity to enter into binding contracts under Philippine law.
me77 employs automated and manual age verification checks during the registration and KYC process. Where age cannot be verified satisfactorily, account access will be suspended pending document review. Any winnings accrued in an account that is subsequently found to have been registered by an underage individual will be forfeited in full.
4. Account Registration & Security
4.1 Single Account Policy
Each individual may register and maintain only one (1) me77 account. Multiple accounts held by the same individual — whether using the same or different personal details, payment methods, devices, or IP addresses — constitute a breach of these Terms. me77 uses technical and analytical methods to detect duplicate accounts. Upon detection, all associated accounts will be permanently suspended and all balances forfeited.
4.2 Accuracy of Registration Information
You must provide truthful, accurate, and complete information during registration, including your full legal name as it appears on your government-issued identification, date of birth, Philippine mobile number, and any other details requested. Providing false information — including a false date of birth to circumvent the 21+ age requirement — constitutes fraud and will result in immediate account termination and referral to relevant authorities where appropriate.
4.3 Account Security
You are solely responsible for maintaining the confidentiality of your me77 login credentials. You must not share your username, password, or two-factor authentication codes with any third party. me77 will not be liable for any losses resulting from unauthorised use of your account where such unauthorised access results from your failure to keep your credentials secure. If you suspect your account has been accessed without your authorisation, you must contact me77 support immediately via live chat.
4.4 Account Activity
All activity conducted through your me77 account — including wagers placed, deposits made, and withdrawals requested — is your sole responsibility. me77 shall treat all instructions received through your account as authorised by you unless you have reported a security breach prior to such instruction being processed.
5. KYC & Identity Verification
In compliance with PAGCOR licensing requirements and the Anti-Money Laundering Act of the Philippines (Republic Act No. 9160, as amended), me77 is required to verify the identity of all players prior to processing withdrawal requests and at any other time deemed necessary by me77's compliance team.
Players will be required to submit one or more of the following documents:
- Philippine Passport;
- Driver's Licence issued by the Land Transportation Office (LTO);
- Unified Multi-Purpose ID (UMID);
- PhilSys National ID;
- Voter's ID issued by the Commission on Elections (COMELEC);
- PRC Professional Regulation Commission ID;
- Additional documentation may be requested for enhanced due diligence.
me77 processes KYC submissions within one (1) business day in standard cases. During high-volume periods or where additional verification is required, processing may take up to three (3) business days. Withdrawal requests will remain pending until KYC is completed and approved. me77 is not liable for any delays in withdrawals caused by incomplete or unsatisfactory KYC documentation submitted by the player.
6. Deposits & Withdrawals
6.1 Supported Payment Methods
me77 accepts deposits and processes withdrawals via the following payment methods: GCash, Maya (formerly PayMaya), BPI online banking, BDO online banking, Metrobank online banking, and USDT (Tether cryptocurrency). me77 reserves the right to add or remove payment methods at any time without prior notice.
6.2 Deposit Terms
All deposits are credited to your me77 wallet in Philippine Pesos (PHP). Minimum deposit amounts vary by payment method and are displayed at the point of transaction. me77 does not charge deposit fees on the platform side; however, your payment provider may apply their own transaction fees, which are your responsibility.
6.3 Withdrawal Terms
Withdrawals may only be made to a payment account held in the same name as your verified me77 account — third-party withdrawals are strictly prohibited. Minimum withdrawal amounts and processing timelines are displayed in your account dashboard. GCash and Maya withdrawals for verified accounts are typically processed within five (5) minutes during standard operating hours. Bank transfer withdrawals may take up to one (1) business day. me77 reserves the right to request additional verification before processing any withdrawal at its sole discretion.
6.4 Fraud Prevention & AML
me77 operates comprehensive fraud prevention and AML monitoring systems. Deposits made in patterns consistent with money laundering, structuring, or other financial crimes will be reported to the Anti-Money Laundering Council (AMLC) and relevant Philippine authorities as required by law. Associated accounts will be suspended immediately pending investigation.
7. Bonuses & Promotions
me77 offers various promotional bonuses from time to time, including welcome bonuses, deposit match bonuses, free spins, cashback offers, and VIP programme rewards. All bonuses are subject to the following general conditions, in addition to any specific terms stated at the point of the offer:
- Wagering Requirements: Unless expressly stated as "no wagering," all bonus credits and any winnings derived from bonus play must be wagered a specified number of times before withdrawal. The applicable wagering multiplier will be stated in the bonus terms at the time of the offer.
- Validity Period: Bonus credits expire if not used within the period stated in the specific bonus terms. Expired bonus funds are forfeited without compensation.
- Game Contributions: Different game categories may contribute different percentages toward the fulfilment of wagering requirements. Contribution rates are specified in individual bonus terms.
- Maximum Bet During Bonus Play: While an active bonus balance is held, a maximum single-bet restriction applies as specified in the relevant bonus terms. Bets placed above this limit during bonus play may be voided.
- One Bonus Per Person: me77 bonuses are issued once per person, per household, per device, and per IP address. Attempts to claim the same bonus multiple times through multiple accounts constitute abuse and will result in account suspension.
- me77's Right to Modify Promotions: me77 reserves the right to modify, suspend, or cancel any promotion at any time without prior notice. Players will be notified of any changes that directly affect an active bonus already credited to their account.
8. Game Rules & Fair Play
All games available on the me77 platform operate in accordance with their individual game rules, which are accessible within the game interface. By participating in any game, you accept the applicable game rules.
Live casino games are operated in real time by professionally trained dealers. The outcome of each hand, spin, or draw is determined by the physical equipment in use — cards, wheels, dice — under the supervision of the studio. RNG (Random Number Generator) table games and slot titles use certified RNG systems audited for fairness by independent third-party testing laboratories.
me77 is not responsible for player loss resulting from misunderstanding of game rules, technical interruptions on the player's side (e.g., loss of internet connectivity), or wagers placed in error. Where a demonstrable technical error occurs on the me77 platform side that affects the integrity of a game result, me77 reserves the right to void the relevant wager and refund the wagered amount to the player's real money balance.
9. Prohibited Conduct
The following activities are strictly prohibited on the me77 platform and constitute grounds for immediate account suspension, balance forfeiture, and referral to law enforcement where appropriate:
- Registering while under the age of 21;
- Providing false, misleading, or fraudulent personal information during registration or KYC;
- Operating more than one me77 account;
- Using software, bots, scripts, or automated systems to interact with any me77 game or service;
- Exploiting software bugs, game errors, or platform vulnerabilities for financial gain;
- Engaging in collusion with other players in live table games;
- Engaging in any form of money laundering, including depositing funds derived from criminal activity;
- Using payment methods not registered in your own name;
- Attempting to circumvent self-exclusion restrictions through a new account or via a third party;
- Engaging in abusive, threatening, discriminatory, or harassing conduct directed at me77 staff, dealers, or other players;
- Accessing me77 from a jurisdiction where online gambling is prohibited.
10. Responsible Gaming
me77 is committed to the promotion of responsible gaming and the prevention of gambling-related harm. We encourage all players to treat gambling as a form of entertainment, to set personal budgets, and to play within their means.
The following responsible gaming tools are available to all me77 account holders at no cost, accessible via account settings:
- Deposit Limits: Set daily, weekly, and monthly caps on the amount you may deposit. Limit reductions take effect immediately; increases are subject to a 24-hour cooling-off period.
- Loss Limits: Set a maximum amount you are willing to lose within a defined period. Reaching the limit suspends further wagering for the specified period.
- Session Time Alerts: Receive on-screen notifications when your session reaches a duration you have defined.
- Reality Checks: Periodic pop-up messages displaying your net gaming activity for the current session.
- Self-Exclusion: Voluntarily suspend your me77 account for a defined period (minimum 24 hours, up to permanent). Self-exclusion cannot be reversed during the chosen period. Permanent self-exclusion results in account closure.
If you are concerned about your gambling behaviour or that of someone you know, please visit our dedicated Responsible Gaming page for further information, resources, and support contacts.
11. Intellectual Property
All content on the me77 platform — including but not limited to the me77 name and logo, website design, game graphics, text, software, audio, video, and any other materials — is the intellectual property of me77 or its licensed content providers and is protected by applicable intellectual property laws of the Philippines and international treaties.
Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the me77 platform for personal, non-commercial gaming purposes only. This licence does not include the right to reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any me77 content without prior written authorisation.
12. Limitation of Liability
To the fullest extent permitted by applicable law, me77 shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of the me77 platform, including but not limited to:
- Financial losses resulting from wagering on any me77 game;
- Loss of data, account access, or account funds resulting from circumstances outside me77's reasonable control, including but not limited to telecommunications failures, internet outages, or force majeure events;
- Any interruption, suspension, or termination of the me77 service;
- Third-party actions including but not limited to payment provider delays, system failures, or fraud by third parties.
Nothing in these Terms excludes or limits me77's liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded under Philippine law.
13. Privacy & Data Protection
me77 collects and processes personal data in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173) and its Implementing Rules and Regulations. The collection, use, storage, and disclosure of your personal information are governed by the me77 Privacy Policy, which forms part of these Terms by reference.
By registering a me77 account, you consent to the collection and processing of your personal data as described in the Privacy Policy. me77 will not sell your personal data to third parties. Data may be shared with PAGCOR, the AMLC, and law enforcement as required by Philippine law.
14. Suspension & Termination
me77 reserves the right to suspend, restrict, or permanently close any player account at any time, with or without prior notice, where me77 has reasonable grounds to believe that:
- The account holder has breached any provision of these Terms;
- The account is being used for fraudulent, abusive, or illegal purposes;
- The account has been inactive for a continuous period exceeding twelve (12) months (dormancy policy applies);
- me77 is required to do so by PAGCOR, a court order, or other regulatory or legal obligation;
- Continued operation of the account poses a risk to the integrity of the me77 platform or to other players.
Where an account is closed due to a breach by the player, me77 reserves the right to withhold any outstanding balance. Where an account is closed at me77's discretion for reasons unrelated to player breach, any verified real money balance (excluding bonus funds) will be returned to the player via their registered payment method within thirty (30) days.
Players may voluntarily close their me77 account at any time by contacting support via live chat. Voluntary account closure does not entitle the player to a waiver of pending wagering requirements on active bonus balances.
15. Amendments to These Terms
me77 reserves the right to amend these Terms and Conditions at any time. Where amendments are material — meaning they substantially alter your rights or obligations — me77 will notify registered players via the email address or mobile number on file, or via a notice displayed prominently on the me77 platform, at least seven (7) days before the changes take effect.
Your continued use of the me77 platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the me77 platform and contact support to request account closure.
16. Governing Law & Dispute Resolution
These Terms and Conditions, and any dispute or claim arising out of or in connection with them or the use of the me77 platform, shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
In the event of a dispute, players are encouraged to contact the me77 support team via live chat in the first instance, providing full details of the complaint. me77 will endeavour to resolve complaints within five (5) business days. If a satisfactory resolution cannot be reached through internal channels, players may escalate the matter to PAGCOR through its official dispute resolution process.
Any unresolved disputes shall be subject to the exclusive jurisdiction of the appropriate courts of the Philippines.
17. Contact Information
For questions, complaints, or feedback relating to these Terms and Conditions or the me77 platform generally, please contact the me77 support team via live chat, available 24 hours a day, 7 days a week, accessible after logging in at me77 Login.
You may also contact us by email at:
These Terms and Conditions were last updated on 1 January 2026. The current version supersedes all previous versions. me77 recommends that all players retain a copy of these Terms for their personal records.